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HB 460/SB 381 - Housing and Community Development - Student and Residential Mortgage Loan

Effective: July 1, 2016

Establishes a mortgage loan program in the Maryland Department of Housing and Community

Development (DHCD) that will pay off a potion of the buyer's student debt and include it in the underlying mortgage.  The program will be limited to DHCD-owned foreclosed properties so that DHCD can provide a seller's concession to keep the  mortgage less than 100% of the property value.  The program will initially be limited in scope.

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